3-Year Stipend Based Career Opportunity for Women with LIC
The LIC Bima Sakhi Scheme is a special initiative designed to empower women by providing them with a stable income opportunity and a respected career with Life Insurance Corporation of India.
| Year | Monthly Stipend | Annual Stipend |
|---|---|---|
| 1st Year | ₹7,000 | ₹84,000 |
| 2nd Year | ₹6,000 | ₹72,000 |
| 3rd Year | ₹5,000 | ₹60,000 |
At LIC Delhi Online, we guide aspiring women professionals through every step of the process so they can confidently begin their journey with LIC.
This scheme is not just about earning. It is about financial independence, skill development, and long-term career growth in the insurance sector.
One of the biggest advantages of the LIC Bima Sakhi Scheme is the assured monthly stipend provided for three years. This guaranteed income allows participants to focus on learning and developing their client base without financial pressure.
In addition to the stipend, Bima Sakhis also earn commission on policies sold, which increases their total income.
What is the LIC Bima Sakhi Scheme?
It is a structured three-year programme that allows eligible women to become trained LIC agents while receiving a fixed monthly stipend.
It is a unique opportunity for women who want to start a professional career with the security of guaranteed income during the initial years.
Under this programme, participants receive professional training, practical exposure, and performance-based earnings. After successful completion, they can continue as LIC agents and expand their income through commissions and incentives.
Income Components at a Glance
The LIC Bima Sakhi Scheme offers multiple earning opportunities:
| Income Type | Details |
|---|---|
| Monthly Stipend | Fixed for 3 Years |
| Commission | Earned on each policy sold |
| Incentives | Performance-based rewards |
| Long-Term Earnings | Continue as LIC Agent after completion |
This structure ensures both short-term financial support and long-term income growth.
Benefits of LIC Bima Sakhi Scheme
Financial Independence
The scheme offers a stable earning platform for women who wish to support themselves and their families.
Professional Training
Participants receive structured training in LIC products, client servicing, documentation, and communication skills. This ensures they develop confidence and professional expertise.
Flexible Working Hours
The role allows flexibility. Women can manage their work alongside household responsibilities or other commitments.
Attractive Commission Structure
Beyond the stipend, earnings grow through commissions and performance incentives.
Long-Term Career Opportunities
After completing the three-year term, participants can continue as LIC agents. With strong performance, they may also explore higher roles within LIC.
Eligibility Criteria
To apply for the LIC Bima Sakhi Scheme, applicants must meet the following requirements:
- Only female candidates are eligible
- Minimum age: 18 years
- Maximum age: 70 years
- Minimum qualification: 10th pass
Certain conditions apply regarding relationships with existing LIC employees or agents. Our team at LIC Delhi Online can guide you through the eligibility details to ensure a smooth application process.
Why Choose LIC Delhi Online?
Starting your journey under the LIC Bima Sakhi Scheme requires proper guidance and documentation support. At LIC Delhi Online, we provide:
- Complete information about the scheme
- Assistance with registration and documentation
- Step-by-step support during the onboarding process
- Ongoing guidance to help you succeed as an LIC agent
We understand that beginning a new career can feel overwhelming. That is why our experienced team ensures you receive clarity, confidence, and continuous assistance.
Start Your Journey Today
The LIC Bima Sakhi Scheme provides women with a secure income, flexible working model, and long-term career opportunities with India’s most trusted insurance institution.
If you are ready to build a career with LIC, connect with LIC Delhi Online today. Let us help you begin your journey toward independence and success.
Frequently Asked Questions
What is the LIC Bima Sakhi Scheme?
The LIC Bima Sakhi Scheme is a three-year stipend-based programme that trains women to become LIC agents while providing fixed monthly financial support and commission-based earning opportunities.
Who is eligible for LIC Bima Sakhi Yojana?
Women aged 18 to 70 years with at least a 10th pass qualification can apply. No prior insurance experience is required, subject to LIC’s eligibility conditions.
What is the salary or stipend under LIC Bima Sakhi?
Selected candidates receive ₹7,000 per month in Year 1, ₹6,000 in Year 2, and ₹5,000 in Year 3, along with commission on policies sold.
How can I apply for LIC Bima Sakhi online?
Eligible candidates can apply online by submitting personal details, required documents, and completing registration formalities through authorised LIC channels or guidance platforms.
Is LIC Bima Sakhi suitable for housewives?
Yes, the scheme is ideal for housewives as it offers flexible working hours, guaranteed stipend support, and additional commission-based income opportunities.
Stipend Structure Under LIC Bima Sakhi Scheme
One of the biggest advantages of the LIC Bima Sakhi Scheme is the assured monthly stipend provided for three years.
| Year | Monthly Stipend | Annual Stipend |
|---|---|---|
| 1st Year | ₹7,000 | ₹84,000 |
| 2nd Year | ₹6,000 | ₹72,000 |
| 3rd Year | ₹5,000 | ₹60,000 |
This guaranteed income allows participants to focus on learning and developing their client base without financial pressure.
In addition to the stipend, Bima Sakhis also earn commission on policies sold, which increases their total income.

Why Career as Insurance Agent